No more fear of the dentist bill
Beautiful teeth are your best calling card – but good dentures can be expensive. Statutory health insurance usually only covers a small portion of the costs, often leaving you with a high out-of-pocket contribution. With private supplemental dental insurance, you can secure high-quality treatment and first-class dentures – without any financial worries.
Low contribution, strong performance
A comprehensive supplemental dental insurance policy doesn't have to be expensive. Example: Anja O. pays only €9.90 per month for her private dental insurance. After an accident, she needs an implant worth €1,600. Her statutory health insurance only covers €570. Thanks to the recommendation from consurio—a dental insurance policy with no waiting period and 100% reimbursement—the insurer covers the remaining €1,030. Anja doesn't pay a cent extra.
Prepare now – with the right supplementary dental insurance
High-quality dental treatments are expensive – and statutory health insurance often only covers a fraction of the cost. With private supplemental dental insurance, you can secure comprehensive coverage for dentures, implants, orthodontics, and preventative care. This protects you from high out-of-pocket costs.
Our tip: With consurio, you can find first-class plans starting at just a few euros a month.
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FAQ: Everything you need to know about supplementary dental insurance
Do I need additional dental insurance?
Supplemental dental insurance is particularly useful if you have statutory health insurance and want to avoid high co-payments for dental treatments and dentures. It's ideal if you value high-quality care according to the latest standards and the basic benefits of statutory health insurance are insufficient.
What benefits does supplementary dental insurance offer me?
With supplemental dental insurance, you can cover four important areas:Dental prostheses (implants, crowns, bridges, dentures)Dental treatment (e.g., tooth-colored fillings, inlays, periodontal treatment)Orthodontics (treatment of tooth and jaw misalignments)Preventive dental care (professional teeth cleaning, fissure sealing)Depending on the plan, the insurer will reimburse up to 100% of the co-payment you would otherwise have to pay after reimbursement from the statutory health insurance fund.
How do the different tariffs differ?
The rates offered by supplemental dental insurers vary primarily in their reimbursement models: Some providers double the statutory fixed subsidy, while others cover a percentage of your out-of-pocket costs for dentures and dental treatments. Note that different providers have different waiting periods at the start of the contract before you can claim benefits. In addition, reimbursements are often limited to certain maximum amounts in the first few years.
Which supplementary dental insurance is right for me?
The right supplemental dental insurance depends on several factors: It should cover the services you want, take your current dental condition into account, and, of course, fit your budget. If good preventative care is important to you, look for high reimbursement for dental prophylaxis.
How do I find the best supplemental dental insurance?
The selection of supplemental dental insurance plans can be overwhelming. To find the right plan, the included benefits should be tailored precisely to your needs and wishes. We monitor the market and show you which supplemental dental plan best suits your personal situation!
