LEGAL PROTECTION INSURANCE
Hiring a lawyer and going to court can quickly cost thousands of euros. Without insurance, you bear the entire cost risk yourself. However, with legal expenses insurance, you can more easily enforce your rights without having to bear the risk of high legal or legal fees. It protects you from financial burdens and ensures that you can enforce your rights without worry.
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FAQ - THE MOST FREQUENTLY ASKED QUESTIONS ABOUT LEGAL PROTECTION INSURANCE
The most important
Whether you're in a dispute with a neighbor, need legal assistance after a traffic accident, or have to defend yourself against an unjustified dismissal by your employer, you often need legal support and, in many cases, a court appearance. Legal expenses insurance gives you the necessary security by providing both financial support and professional legal expertise so you can successfully assert your rights.
The services
Your legal expenses insurance covers legal fees, from out-of-court advice to the costs of court proceedings, including expert fees and witness fees. This applies both if you sue yourself and if you are sued. Even if you lose a case and are required to pay the costs, the insurer will cover your costs.
Performance limitations
The exact limitations of coverage may vary depending on the legal expenses insurer. However, disputes with one's own family members (such as divorce or alimony), legal disputes related to commercial or freelance activities, disputes arising from guarantees, construction law matters, and conflicts with the legal expenses insurer itself are generally excluded. Legal disputes are also excluded from coverage if they have no reasonable prospect of success.
Topic: Costs
The cost of legal protection insurance varies depending on the benefits chosen. A simple basic legal protection plan is less expensive than a comprehensive contract that also covers disputes in commercial, landlord-tenant, and criminal law. For a 35-year-old employee with no particular risks, the premium for private legal protection starts at around €100 per year. If you also want coverage for rental and traffic disputes, you can expect to pay around €150 per year.
The right contract
When it comes to legal protection insurance, it's especially important to read the fine print carefully. Consider which specific everyday situations you really need coverage for. The modular concept offers flexibility, as you can customize the benefits you want. It's advisable to seek advice from an expert who knows the best options for your personal situation. We're happy to help you find the right policy!